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Welcome to EMerchants Limited
EMerchants (est. 2001) is an innovative provider of payment solutions. Its core offerings are turnkey host-based prepaid cards and custom stored value products. The company offers an array of commercial and consumer stored-value related products that are distributed to end-users through commercial clients.
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What is Stored Value?
Stored value cards are one of the most dynamic and fastest growing products in the financial industry. Anyone who makes purchases with a merchant gift card, or buys goods or services with a prepaid debit card is using a stored value card.
There are two main categories of stored value cards. The first prepaid cards are single-purpose or ‘closed-loop’ cards. Gift cards, which can only be used to purchase goods at particular retailers, which is an example of single-purpose cards. The second type of card to emerge is a multipurpose or ‘open-loop’ card, which can be used to make debit transactions at a wide variety of retail locations, as well as for other purposes, such as receiving direct deposits and withdrawing cash from ATMs. Some multipurpose cards are branded by Visa or MasterCard and can be used wherever those brands are accepted.
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